Schroeder & Co. Real Estate Team

Plan your purchase

Texas Mortgage Calculator

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$130,000

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Update to today's rate

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Texas has no state income tax, so property taxes are higher. Rates vary by county, school district, and MUD.

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Texas insurance costs run higher than the national average.

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Recommended for many Houston-area homes.

Estimated monthly payment

$4,853

  • Principal & interest$3,287
  • Property tax$1,192
  • Homeowners insurance$375
  • HOA dues$0
  • Flood insurance$0
Loan amount
$520,000
Total interest
$663,231
Down payment
$130,000

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This calculator provides estimates only and is not a loan offer. Actual taxes, insurance, PMI, and rates vary. Consult a lender for exact figures.