Stone Oak Real Estate Guide
Gated communities, Hill Country terrain, and everyday convenience on San Antonio's north side.
- City
- San Antonio
- Typical Home Styles
- Hill Country-style homes on rolling, tree-covered lots, from established subdivisions to newer construction
- Typical Price Range
- $300Ks to $1M+, with average values in the mid-$500Ks
- Best For
- Buyers who want newer homes, gated options, and convenience on the north side
- Location
- Far north San Antonio along US-281, north of Loop 1604, about 20 miles from downtown and roughly 15–20 minutes from San Antonio International Airport
- ZIP Codes
- 78258, 78260
- Schools
- North East ISD, including Stone Oak Elementary and Reagan High School. Buyers should verify zoning by address.
- Community
- A master-planned district with 40+ subdivisions, many gated, overseen by the Stone Oak Property Owners Association
- Property Taxes
- Bexar County, City of San Antonio, and NEISD rates, plus HOA and POA dues. See current rates at the Bexar Appraisal District
Overview
Living in Stone Oak
Stone Oak is a large collection of gated and non-gated communities on San Antonio's far north side, centered around US-281 and Loop 1604, about 20 miles from downtown. Communities range from established neighborhoods like Encino Park to newer gated sections like The Heights at Stone Oak, which has 24-hour staffed entry. Stone Oak Parkway and Hardy Oak Boulevard have more than 100 restaurants, an H-E-B Plus, and Methodist Stone Oak Hospital.
Stone Oak San Antonio spans the 78258 and 78260 ZIP codes, with more than 40 subdivisions, many of them gated, on rolling Hill Country terrain. With that many communities, each with its own dues, rules, and school zoning, working with a real estate agent in Stone Oak who knows the differences matters.
Jose Ramirez Garcia · Stone Oak Realtor
Your Stone Oak Realtor
Jose Ramirez Garcia leads Stone Oak buyers and sellers for Schroeder & Co. | SERHANT. The team has served 1,500+ families and closed $500M+ across Houston, Austin, and San Antonio.
Jose's Take
“In Stone Oak, the gate isn’t the whole story. HOA and POA dues, school zoning, and your daily drive on 281 change how a home lives, and what it’s worth. We look at all three before you make an offer.”
Know the pockets
Neighborhoods in Stone Oak
Stone Oak covers more than 40 subdivisions across 78258 and 78260. A Stone Oak realtor can walk you through how each one differs in dues, gates, and school zoning.
The Heights at Stone Oak
A guard-gated community in 78260 with hilltop homes and Hill Country views.
Sonterra
Home to the Sonterra golf community, with restaurants and shops close by.
Stone Mountain
A Stone Oak subdivision with homes set on rolling terrain.
Wilderness Pointe
A gated Stone Oak subdivision surrounded by native trees.
The Summit at Stone Oak
A gated hilltop subdivision within Stone Oak.
The Springs at Stone Oak
A Stone Oak subdivision with community amenities.
Estates of Arrowhead
A Stone Oak subdivision with larger homes on wooded lots.
The appeal
What buyers love
Convenience
More than 100 restaurants, major retail, and medical care close to home.
Gated options
Guard-gated and gated communities across dozens of subdivisions.
Location
About 15 minutes to San Antonio International Airport.
Insider notes
What to know before you buy
Edwards Aquifer Recharge Zone
Stone Oak sits over the recharge zone, so new construction and additions face stricter environmental rules, including impervious cover limits.
HOA and POA dues
Many subdivisions carry both, and gated sections typically cost more. Compare total monthly cost, not just price.
City versus county
Some Stone Oak homes are inside San Antonio city limits, and others are in unincorporated Bexar County. Taxes differ.
Commute and traffic
US-281 into downtown takes about 25 minutes outside rush hour, with heavy congestion at peak times. Test your commute before you buy.
Car-dependent
Stone Oak has low walkability, so plan on driving for most errands.
Day to day
Life in Stone Oak
Life in Stone Oak pairs Hill Country scenery with everyday convenience on San Antonio's north side.
Stone Oak Park
A 245-acre park that protects caves recharging the Edwards Aquifer, with trails through native Hill Country.
Hill Country setting
Rolling hills, Hill Country views, and mature oaks throughout the area.
Shopping and dining
Easy access to Loop 1604 shopping and dining, plus the restaurants along Stone Oak Parkway.
Around the neighborhood
Local favorites
EAT & DRINK
Little Woodrow's
Cold drinks, TVs, and a laid-back patio
El Mirasol
Mexican classics near Stone Oak
Costa Pacifica
Coastal Mexican seafood and cocktails
Full Belly Cafe & Bar
Casual plates and drinks in Sonterra
MASH'D
Scratch-made comfort food and cocktails
Qulturé
A modern kitchen and bar
Aldino at the Vineyard
Italian dining with a wine list
Dashi Sichuan Kitchen + Bar
Sichuan dishes and cocktails
Lupe Tortilla Stone Oak
Tex-Mex and fajitas
PARKS & OUTDOORS
Stone Oak Park
Trails and open space
Panther Springs Park
Trails, a dog park, and Hill Country terrain
Classen-Steubing Ranch Park
Nature trails and preserved land
Community pools and trails
In Stone Oak's gated sections
SHOP & EXPLORE
The Village at Stone Oak
Shopping and dining
On the market
Homes for sale in Stone Oak
Questions, answered
Best Realtor in Stone Oak
- Who is the best realtor in Stone Oak?
- Jose Ramirez Garcia of Schroeder & Co. | SERHANT. leads Stone Oak buyers and sellers, backed by a team that has served 1,500+ families and closed $500M+ in Texas real estate.
- What should I know before buying in Stone Oak?
- Compare HOA and POA dues, confirm NEISD school zoning by address, understand Edwards Aquifer building rules, and test your commute on US-281.
- What school district is Stone Oak in?
- North East ISD.
- What ZIP codes are in Stone Oak?
- 78258 and 78260.
- Is Stone Oak gated?
- Many of its 40+ subdivisions are gated, and some are guard-gated, like The Heights at Stone Oak.
- Is Stone Oak a good place to buy a home?
- It’s one of San Antonio’s most sought-after north-side areas, known for NEISD schools, gated communities, Hill Country scenery, and airport access.
Let's talk
Talk to Jose about buying or selling in Stone Oak.
Tell us what you're looking for, and we'll help you find the right community, not just the right house.